was established at a time when the elderly Americans foundit almost impossible to access private medical insurance coverage.Consequently, has ensured that it is a universal right forall Americans to access quality health care once they get to the ageof 65.This has helped improve the health and longevity of olderAmericans. Before the signing of into a National law in1965, almost half of all elderly people lacked medical insurance.Currently, covers virtually every American above the age of65. covers individuals on various health services, most ofwhich were unavailable to the elderly prior to 1965. Examples includehospital care, diagnostic tests preventive services, physicianservices and also outpatient prescription medicine benefit which isoffered via private plans (the outpatient plan was passed in 2006).

Theestablishment of the policy was also facilitated by concernsover the high cost of health programs and the high cases ofdisability among the old and high number of low-income earners whocould not raise huge medical bills. Today over 8 million Americanswith disabilities are insured by . Eligibility to be coveredas disabled includes everyone who qualifies for benefits under theSocial Security Disability Insurance (SSDI). Special rules apply toanyone suffering from Lou Gehrig`s disease (ALS) or end-stage renaldisease (ESRD).However, does not provide insurance cover fordental services, long-term custodial care, and most hearing andvision services. The creation of also came at a periodduring which poverty was rampant, and there was a huge financialworry concerning illness that were a huge burden on the low-incomeearners. Specifically prior to 1965 the use of prescription drugs wasnot widespread. also presented a solution for the low lifeexpectancy among the elderly Americans coverage such skilled nursingfacility services (SNF) and home health care services havesignificantly increased the life expectancy among those above 65.


Kronenfeld,J. J. (2011). . Santa Barbara, Calif: Greenwood.